A landlord's policy protects the building, not your belongings or your liability. If there's a fire, a theft, or a water leak, you could be paying to replace everything yourself.
Renters insurance is one of the most affordable kinds of coverage, and many leases require it. I'll help you get the right amount without overpaying.
Furniture, clothing, electronics, and other belongings if they're damaged, destroyed, or stolen in a covered loss.
Helps protect you if someone is injured in your rental or you accidentally damage someone else's property.
Helps with extra living costs, like a hotel, if a covered loss makes your rental unlivable.
Many policies extend some coverage to your things when they're away from home, such as in your car or while traveling. Ask about limits.
Renters and auto together can earn a multi-policy discount and put everything with one agent.
Each roommate typically needs their own coverage, or must be named on a shared policy. Ask me what's best for your setup.
No. A landlord's policy covers the building, not your personal property or your liability. Renters insurance fills that gap.
Add up what it would cost to replace your belongings, then add liability protection. I'll help you estimate it so you aren't over or under insured.
It depends on the policy and your situation. Often each roommate has their own coverage. Ask me and I'll explain the options.
Liability coverage can apply if your pet injures someone, subject to the policy's terms and any exclusions. Tell me about your pets so we can check.
I serve families, farms, and businesses across South Idaho, including these communities:
This page is general information, not a coverage offer or advice. Coverage, discounts, and eligibility vary and are subject to underwriting and the terms of your policy.
