Idaho drivers face everything from I-84 rush hour to icy mountain passes and deer-filled back roads. A good auto policy should protect you and your family without paying for things you don't need.
I'll walk you through each coverage in plain English, so you know exactly what you're buying and why.
Pays for injuries and property damage you cause to others. Idaho's minimum limits are 25/50/15, but those can run out quickly after a serious accident, so many drivers choose higher limits.
Helps pay to repair or replace your vehicle after a crash, no matter who is at fault.
Covers things like theft, vandalism, fire, hail, and collisions with animals such as deer.
Helps protect you if the other driver has no insurance or not enough.
Pickups, farm trucks, and trailers work hard. Tell me how you use them and I'll match the coverage.
Coverage for riders, so you can enjoy Idaho's open roads with peace of mind.
Idaho's minimum liability limits are 25/50/15: $25,000 per person and $50,000 per accident for bodily injury, and $15,000 for property damage. Many people choose higher limits because costs after a serious accident can exceed the minimums. I'll show you options so you can decide.
Collisions with animals are typically covered under comprehensive rather than collision. It's worth confirming you have it, especially if you drive rural roads or mountain highways.
Yes. Let me know how the vehicle is used so I can match the coverage. Farm and work use can be rated differently than commuting.
Auto rates have been rising across the country. See why Idaho insurance costs are rising and what you can do, then send me your policy for a free review.
I serve families, farms, and businesses across South Idaho, including these communities:
This page is general information, not a coverage offer or advice. Coverage, discounts, and eligibility vary and are subject to underwriting and the terms of your policy.
